First-Time Home Buyer Program

Our Habitat Berks First-Time Home Buyer Program offers the opportunity to own a fully-renovated or new home to individuals and families who may not qualify for a home of like condition through traditional mortgage through a bank or other funding source. During the 12-14 month program, potential home buyers take up to 75 hours of financial education courses and complete 300 hours of “sweat equity.”

Primer Programa de Comprador de Vivienda

Nuestro programa Habitat Berks First-Time Home Buyer, ofrece la oportunidad de ser dueño de una casa totalmente renovada o una nueva casa; para aquellos individuos y familias quienes no cualifiquen para una casa atravez de un prestamo de casa tradicional atravez de un banco u otro fondo de recursos. Durante el programa de los 12-24 meses los potenciales compradores del hogar tienen que tomar un curso de 75 horas de educación financiera y completar 300 horas de “sweat equity”

Sweat Equity

A total of 300 hours of sweat equity is required (the 75 hours of education counts as part of this). Sweat equity consists of hours spent working at our job site on the homes or at our ReStore in Temple.

After potential home buyers complete sweat equity, they will be eligible to purchase a Habitat home. Our home buyers sign affordable 30-year mortgages with low interest rates.

Que es “Equidad de Sudor”?

Individuos y familias quien participan con Habitat Berks completer 300 horas de trabajo. De Este, total 75 horas se dedican a sesiones/clases de la educacion del comprador de vivienda

El resto de dedica a trabajar en la casa o trabando en la tienda ReStore en Temple, PA